FundedNext Rules: Current Plan Comparison Guide (2026)
FundedNext now centers its offer around four live plans: Stellar 2-Step, Stellar 1-Step, Stellar Lite, and Stellar Instant. The practical differences are not cosmetic. Daily loss limits range from 3% to 5%, max loss can be static or trailing, and withdrawal timing changes materially depending on the plan you choose. The right question is not just whether FundedNext fits your strategy, but which plan gives you the right mix of room, payout timing, and drawdown behavior.
Last verified: April 2026
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Track your live headroom so the difference between a static cap and a trailing max loss is always visible.
Full rule table
Rule
Stellar 2-Step
Stellar 1-Step
Stellar Lite
Stellar Instant
Profit target
Ph 1: 8%, Ph 2: 5%
10% (single phase)
Ph 1: 8%, Ph 2: 4%
None (instantly funded)
Maximum daily loss
5%
3%
4%
None
Max total loss
10% (static)
6% (static)
8% (static)
6% (trailing from peak equity)
Drawdown type
Static
Static
Static
Trailing
Minimum trading days
5 per phase
2
5 per phase
None
Maximum trading days
None
None
None
None
News trading policy
Permitted
Permitted
Permitted
Permitted
EA / automated trading allowed
Allowed
Allowed
Allowed
Allowed
Weekend holding
Permitted
Permitted
Permitted
Permitted (swap charges apply)
Consistency rule
None
None
None
None
Challenge profit share
15% from challenge phase
15% from challenge phase
None
N/A
Performance reward
Up to 95%
Up to 95%
Up to 95%
Up to 80% (70% Tiers 1-2, 80% Tier 3+)
First withdrawal
21 days
5 days
21 days
On demand (min 1% growth/cycle)
Account sizes
$6k-$200k
$6k-$200k
$5k-$200k
$2k-$20k
Stellar Instant trailing MLL
Stellar Instant is the outlier in the current line-up because it uses a trailing maximum loss level rather than a static cap. The MLL moves up as the account makes new profit highs, but it never moves back down after a drawdown. It is also capped at the initial balance, so once the trailing line reaches the starting account value, it stops stepping higher.
That mechanic matters because the rule set feels more like live risk management than a standard challenge. Early profits can still help, but they also pull the protection line upward. If you trade Stellar Instant, size from live equity behavior rather than from the headline account size alone. The Daily Loss Limit Tracker is useful here because it keeps the moving risk budget in view.
News trading policy
FundedNext lists news trading as permitted across Stellar 2-Step, Stellar 1-Step, Stellar Lite, and Stellar Instant. That makes plan selection more about drawdown behavior and payout timing than about event-risk exclusions. Even so, traders should still check the live dashboard terms before leaning on a specific release strategy.
Always check FundedNext's official dashboard for the current news trading policy - it is subject to change without notice.
Performance reward and withdrawals
FundedNext splits the plan line-up cleanly on payout timing. Stellar 1-Step offers the fastest first withdrawal at five days, while Stellar 2-Step and Stellar Lite wait 21 days. Stellar Instant trades that for an on-demand withdrawal model once the account posts at least 1% growth in the cycle. Challenge-stage profit share appears on Stellar 2-Step and Stellar 1-Step, but not on Stellar Lite.
Plan
Reward profile
Stellar 2-Step
15% from the challenge phase, then up to 95%
Stellar 1-Step
15% from the challenge phase, then up to 95%
Stellar Lite
No challenge profit share, then up to 95%
Stellar Instant
Up to 80%, with 70% on Tiers 1-2 and 80% from Tier 3 onward
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FAQ
What are FundedNext's current plan types?
FundedNext currently lists four core plans: Stellar 2-Step, Stellar 1-Step, Stellar Lite, and Stellar Instant. The biggest differences are the target structure, daily loss cap, and whether max loss is static or trailing.
Which FundedNext plan uses trailing drawdown?
Stellar Instant is the plan with a trailing maximum loss level. It moves up with profit, never steps back down, and stops moving higher once it reaches the initial balance.
Does FundedNext allow news trading and automation?
Yes. The current plan set lists news trading and EA or automated trading as permitted across all four plans.
How fast can you withdraw on FundedNext?
The timing depends on the plan. Stellar 1-Step is the fastest at five days, Stellar 2-Step and Stellar Lite list 21 days, and Stellar Instant uses an on-demand model once the account reaches the minimum growth threshold for the cycle.
FundedNext - plan choice matters
If you are considering FundedNext, review the current four-plan line-up side by side before you commit. The structure, payout timing, and drawdown profile are not identical.